Federal Employee Health Benefits Program

Blue Cross and Blue Shield of Nebraska (BCBSNE) administers the Federal Employee Health Benefits Program (FEP).    

Under the FEP Service Benefit Plan, Federal Employee Health Benefits (FEHB) and Postal Service Health Benefits (PSHB) members may select between the Basic, Blue Focus and Standard Option. These options cover most of the same services and supplies; however, different benefits and out-of-pocket costs may apply. Notable differences between the options include:  

• Under Standard Option, FEP members receive the highest level of benefits when in-network PPO providers are used.  When out-of-network providers are used, members still receive benefits for covered services, but at a higher out-of-pocket cost.
• Under Basic Option and Blue Focus, FEP members must use contracting providers to receive benefits.  IMPORTANT: If out-of-network providers are used, no benefits are available.  

The entire FEP Service Benefit Plan brochure may be viewed at FEPBlue.org.  

Here are examples of the Federal Service Benefit Plan, both FEHB and PSHB, member ID cards: